My Sister Wedding

Salam n Hye...

31 May 2014, my sister wedding..witweee !
Alhamdulillah, everything is done.. Although a bit rush at reception on the wedding day.. I'm happy for them.. Congrate my sis..

 My sis and husband

Save your money !

Saving money is one of those tasks that's so much easier said than done. There's more to it than spending less money (although that part alone can be challenging). How much money will you save, where will you put it, and how can you make sure it stays there? Follow along to learn how to set realistic goals, keep your spending in check, and get the most for your money.

1. Kill your debt first. Simply calculating how much you spend each month on your debts will illustrate that eliminating debt is the fastest way to free up money. Once the money is freed from debt payment, it can easily be re-purposed to savings. Plus, the sooner you pay off debt, the less interest you'll pay, and that money can be saved instead.
   
   
2.  Set savings goals. For short-term goals, this is easy. If you want to buy a video game, find out how much it costs; if you want to buy a house, determine how much of a down payment you’ll need. For long-term goals, such as retirement, you’ll need to do a lot more planning (figuring out how much money you’ll need to live comfortably for 20 or 30 years after you stop working), and you’ll also need to figure out how investments will help you achieve your goals.
   
3. Establish a time-frame. For example: "I want to be able to buy a house two years from today." Set a particular date for accomplishing shorter-term goals, and make sure the goal is attainable within that time period. If it’s not attainable, you’ll just get discouraged.
   
   
4. Establish a time-frame. For example: "I want to be able to buy a house two years from today." Set a particular date for accomplishing shorter-term goals, and make sure the goal is attainable within that time period. If it’s not attainable, you’ll just get discouraged. 
   
5. Keep a record of your expenses. What you save falls between two activities and their difference: how much you make and how much you spend. Since you have more control over how much you spend, it's wise to take a critical look at your expenses. Write down everything you spend your money on for a couple weeks or a month. Be as detailed as possible, and try not to leave out small purchases.
    
6.  Trim your expenses. Take a good, hard look at your spending records after a month or two have passed. Depending on how much you need to save, however, you may need to make some difficult decisions. Think about your priorities, and make cuts you can live with. Calculate how much those cuts will save you per year, and you'll be much more motivated to pinch pennies.
   
7.  Reassess your savings goals. Subtract your expenses (the ones you can't live without) from your take-home income (i.e. after taxes have been taken out).
   
8.  Make a budget. Once you’ve managed to balance your earnings with your savings goals and spending, write down a budget so you’ll know each month or each paycheck how much you can spend on any given thing or category of things. This is especially important for expenses which tend to fluctuate, or which you know you're going to have a particularly hard time restricting.
   
   
9.  Stop using credit cards. Pay for everything with cash or money orders. Don't even use checks. It's easier to overspend when you're pulling from a bank or credit account because you don't know exactly how much is in there. If you have cash, you can see your supply running low. You can even bundle up the predetermined amount of cash allocated for each expense with a label or keep separate jars. As you pull money from a jar for that particular expense, you'll see how much remains and you'll also be reminded of your limit.
   
10.  Open an interest-bearing savings account. It’s a lot easier to keep track of your savings if you have them separate from your spending money. You can also usually get better interest on savings accounts than on checking accounts (if you get interest on your checking account at all). Consider higher-interest options such as CDs or money-market accounts for longer savings goals.
    
11.  Pay yourself first. Savings should be your priority, so don’t just say that you’ll save whatever is left over at the end of the month. Deposit savings into an account (or your piggy-bank) as soon as you get paid.
    
12.  Don't get discouraged and don't give up. You may not think you can become wealthy but to become a millionaire is possible if you set up a aggressive savings plan and stick to it. You may be surprised how much money you can put away for something far more enjoyable than what you could buy with short term savings. Good things often take time and the longer you save the more interest you will be making on your savings as well!

Stress (Part 2- Take Action!)

What are the benefits of managing stress?
Managing stress can help you:

• Sleep better
• Control your weight
• Get sick less often and feel better faster when you are sick
• Lessen neck and back pain
• Be in a better mood
• Get along better with family and friends

Being prepared and in control of your situation will help you feel less stress. Follow these 9 tips for preventing and managing stress.

1. Plan your time.
Think ahead about how you are going to use your time. Write a to-do list and figure out what’s most important – do those things first. Be realistic about how long each task will take.

2. Prepare yourself.
Prepare ahead of time for stressful events like a job interview or a hard conversation with a loved one.

• Picture the event in your mind.
• Stay positive.
• Imagine what the room will look like and what you will say.
• Have a back-up plan.

3. Relax with deep breathing or meditation.
Deep breathing and meditation are 2 ways to relax your muscles and clear your mind.

• Find out how easy it is to use deep breathing to relax .
• Try meditating for a few minutes today .

4. Relax your muscles.
Stress causes tension in your muscles. Try stretching or taking a hot shower to help you relax. Check out these stretches you can do at work.

5. Get active.
Physical activity can help prevent and manage stress. It can also help relax your muscles and improve your mood.

• Aim for 2 hours and 30 minutes a week of physical activity. Try going for a bike ride or taking a walk.
• Be sure to exercise for at least 10 minutes at a time.
• Do strengthening activities – like sit-ups or lifting weights – at least 2 days a week.

6. Eat healthy.
Give your body plenty of energy by eating vegetables, fruits, and protein.

7. Drink alcohol only in moderation.
Avoid using alcohol and drugs to manage your stress. If you choose to drink, drink only in moderation. This means no more than 1 drink a day for women and no more than 2 drinks a day for men.

8. Talk to friends and family.
Tell your friends and family if you are feeling stressed. They may be able to help.

9. Get help if you need it.
Stress is a normal part of life. But if your stress doesn’t go away or keeps getting worse, you may need help. Over time, stress can lead to serious problems like depression, post-traumatic stress disorder (PTSD), or anxiety.

• If you are feeling down or hopeless, talk to a doctor about depression.
• If you are feeling anxious, find out how to get help for anxiety.

A mental health professional (like a psychologist or social worker) can help treat these conditions with talk therapy (called psychotherapy) or medicines.
Lots of people need help dealing with stress – it’s nothing to be ashamed of!

Stress (Part 1-Stress and Causes)

Not all stress is bad. Stress can help protect you in a dangerous situation. But preventing and managing chronic (ongoing) stress can help lower your risk for serious health problems like heart disease, obesity, high blood pressure, and depression.
You can prevent or reduce stress by:

• Planning ahead 
• Deciding which tasks need to be done first
• Preparing for stressful events

Some stress is hard to avoid. You can find ways to manage stress by:

• Noticing when you feel stressed
• Taking time to relax
• Getting active and eating healthy
• Talking to friends and family

What are the signs of stress?
When people are under stress, they may feel:

• Worried
• Angry
• Irritable
• Depressed
• Unable to focus

Stress also affects the body. Physical signs of stress include:

• Headaches
• Back pain
• Problems sleeping
• Upset stomach
• Weight gain or loss
• Tense muscles
• Frequent or more serious colds

What causes stress?
Stress is often caused by some type of change. Even positive changes, like winning a contest or getting a job promotion, can be stressful. Stress can be short-term or long-term.
Common causes of short-term stress:

• Too much to do and not enough time
• Lots of little problems in the same day, like a traffic jam or running late
• Getting lost
• Having an argument

Common causes of longer-term stress:

• Death of a loved one
• Chronic (ongoing) illness
• Caring for someone with a serious illness
• Problems at work or at home
• Money problems

Over time, stress can lead to health problems.

Insomnia

Salam n hyee..

Have you ever struggle to sleep no matter how tired you are? or wake up during the night and lie awake for one hour? Then keep anxiously watching the clock?? If yes, you're not alone because one third of the world at some points in their life had experienced with this situations and the ratio is 2 females for every male.

That's my attention getter.. So, today i wanna post my slide show about Insomnia...A study said that most of all insomnia cases because of stress, anxiety and depression. These things can lead to loss of sleep..Here my slide show...:)

Kebud Life

Salam n hyee..

Today I want to post this about my Kebud life.. know what is 'Kebud' ?? Kelab Kebudayaan Kolej Dato Onn .. Alhamdulillah, Semester 2 was about to end and too much experience I get. Some of the best moments when shared with other members of Kebud. Although I was not close to them, but to know and work with them is the best. haha .. That's all. So, I'll show you some pictures that I had with them..

Healthy eating tips for college student

The average college student is often pressed for time, under a lot of stress, and eating on the go. You may find it difficult to avoid bad habits like skipping meals or frequently visiting fast food restaurants. But eating a healthy diet can help you feel better, cope with stress, and perform better in the classroom and on the athletic field. It really isn’t that hard to get started.

1. Eat a good breakfast - Studies show that skipping breakfast detracts from scholastic achievement. When there isn’t time to sit down and enjoy your morning meal, grab a bagel, piece of fruit, and some juice. Most of these items can be easily stored in your residence hall room.
2. If you must eat fast foods, choose wisely - Choose pizza with half the cheese, a regular size roast beef sandwich, baked potato, or green salad with reduced calorie dressing. Limit high fat offerings like French fries, fried chicken, or fish sandwiches and watch out for salad dressing!
3. Keep healthy snacks on hand - This way, if hunger strikes during a late night study session, you won’t be tempted by vending machine candy, chips, or ice cream. Possibilities include fresh or dried fruit, pretzels, unbuttered popcorn, rice cakes, or whole wheat crackers. If you have a refrigerator, consider raw vegetables with low-fat yogurt or cottage cheese dip.
4. Eat plenty of foods rich in calcium - People in their early twenties need to be building up stores of calcium in their bodies to prevent osteoporosis later in life. If you don’t like milk, try to include ample amounts of low-fat yogurt, low-fat cheese, and green leafy vegetables in your diet.
5. If you need to lose weight, do it sensibly - Starvation and/or diets that offer a quick fix usually backfire and are harmful. There is no truth to the theories that suggest eating foods in any particular combination will promote weight loss. The only safe way to lose weight, feel good while doing it, and keep it off, is to eat a balanced diet and exercise.
6. Limit your sugar intake - Sugar provides calories in your diet but few other nutrients, and it contributes significantly to tooth decay. Use it sparingly and consider sweetening coffee, tea, cereal, and fruit with diet sweeteners instead.
7. Visit the dining hall salad bar - The dining hall salad bar can be either an asset or a detriment to your diet depending on how you choose from it. Of course, leafy greens, raw vegetables, and fresh fruits are beneficial. But, if you choose a lot of creamy dressings, bacon bits, and mayonnaise-based salads, the calories and fat may equal or even exceed those of a burger and fries—so choose wisely!
8. Limit your alcohol intake - If you drink alcohol, keep in mind that it supplies calories but no nutritional value. A light beer, a glass of wine, or an ounce of liquor each has about 100 calories. There may also be health problems associated with drinking alcohol.
9. Drink lots of water - Your body needs at least eight glasses a day, and, if you exercise vigorously, you may need more. To remind yourself, carry a water bottle along to class and keep it handy during late night study sessions.
10. Enjoy your food - Food is a lot more than nourishment for our bodies, so take the time to enjoy and savor it!

Slideshow of Cyberbullying...

Salam n Hyee..

Before this, i had post about my presentation, Cyberbullying ! So, today i want to upload all my slideshow.. But in Malay version... :)

Presentation (Cyberbullying)

I got another task to do..

Today, i wanna post about my presentation, Cyberbullying. Hot issue i guess??

What is Cyber Bullying ?
Cyberbullying is the use of Information Technology to harm or harass other people in a deliberate, repeated, and hostile manner. 

How cyberbullying works

There are two kinds of cyberbullying, direct attacks (messages sent to your kids directly) and cyberbullying by proxy (using others to help cyberbully the victim, either with or without the accomplice's knowledge). Because cyberbullying by proxy often gets adults involved in the harassment, it is much more dangerous. Here a link about cyberbullying : Cyber Bullying
My group had make slide show for this topic.But in Malay version and i can't upload..Sorryyy ! So, here a link, just click this link : http://www.youtube.com/watch?v=bfT2qqrqzgo .. It will explain more about Cyberbullying.. Enjoyy the video :D